Rebecca Shafer, Tuition Management from the Region, will be at St. Theresa to assist school families in signing up for ESA and CTO on April 23 from 9:00 a.m. – 12:00 p.m. in the school office. **

Catholic Tuition Organization (CTO)

CTO is income-based. There is an application fee, and the award amount is determined by financial need. CTO is available for students in grades K-12. Below are the income guidelines for applying.

– Family size includes parent(s)/guardian(s), the total number of dependents, and others living in the household.

– Families/households are eligible for CTO assistance if their total income is at or below the [Insert Income Level] reported on Line 9 of their federal income tax form(s).

– Add $22,000 for each additional dependent.

Education Savings Account (ESA)

ESA funds are available to all students who are residents of the state of Iowa and attend a private school. Students must be five years old by September 15 of the application year. ESA is available for students in grades K-12. There is no fee to apply for ESA, and these funds do roll over from year to year.

**Families should bring their taxes for CTO as they will need the numbers to fill out the fields. If they have 2025 done, they should bring those documents/items. If they don’t, then they need to bring 2024.

Also, if a family receives SSI, TANF, or SNAP they will need to bring those documents to be uploaded to their application.